Important Acronyms and its Expansion

Acronym	Expansion
ADB	Asian Development Bank
ADR	American Depository Receipt
ALM	Asset Liability Management
AMFI	Association of Mutual Fund in India.
ASEAN	Association of South-East Asian Nations
ATM	Automatic Teller Machine
BCSBI	Banking Codes & Standard Bank of India
BoP	Balance of Payments
BSBDA	Basic Savings Bank Deposit Account
BSE	Bombay Stock Exchange
CAD	Capital Account Deficit
CAG	Controller and Auditor General of India
CAR	Cash Adequacy Ratio
CBS	Consolidated Banking Statistics
CBS	Core Banking Solution
CC	Cash Credit
CCEA	Cabinet Committee on Economic Affairs
CD	Certificate of Deposit
CECA	Comprehensive Economic Cooperation Agreement
CEPA	Comprehensive Economic Partnership Agreement
CPI	Consumer Price Index
CRAR	Capital to Risk-weighted Assets Ratio
CRR	Cash Reserve Ratio
CRISIL	Credit Rating Information Services of India LTD
CSIR	Council of Scientific and Industrial Research
CTS	Cheque Transaction System
DBS	Department of Banking Supervision, RBI
DBT	Direct Benefit Transfer
DCM	Department of Currency Management, RBI
DD	Demand Draft
DEAF	Depositor Education and Awareness Fund
DGBA	Department of Government and Bank Accounts, RBI
DICGC	Deposit Insurance Credit Guarantee Corporation
DRI	Differential Rate of Interest
DTAA	Double Taxation Avoidance Agreement
DTC	Direct Tax Code
ECBs	External Commercial Borrowings
ECGC	Export Credit Guarantee Corporation
EM	Equitable Mortgage
EEFC	Exchange Earner's Foreign Currency
EFT	Electronic Fund Transfer
EFSF	European Financial Stability Facility
EMI	Equated Monthly Installment
ETF	Exchange Trade Fund
EXIM	Bank Export Import Bank of India
FCCB	Foreign Currency Convertible Bonds
FCI	Food corporation of India
FCNR	Foreign Currency Non-Resident Bank
FCNRA	Foreign Currency Non-resident Account
FCNRD	Foreign Currency Non-Reparable Deposit
FDI	Foreign Direct Investment
FEMA	Foreign Exchange Management Act
FII	Foreign Institutional Investor.
FINO	Financial Inclusion Network Operation
FIPB	Foreign Investment Promotion board
FRBMA	Fiscal Responsibility and Budget Management Act
FSLRC	Financial Sector Legislative Reforms Commission
FTA	Free trade agreement
G 20	Group of 20
G 8	Group of 8
GAAR	General anti avoidance rule
GATT	General Agreement on Tariffs and Trade
GDP	Gross Domestic Product
GDR	Global Depository Receipt
GFD	Gross Fiscal Deficit
GIRO	Government Internal Revenue Order
GP	Gross Profit
GSLV	Geo-Synchronous Launch Vehicle
GST	Goods and Service Tax
HDFC	Housing Development Finance Corporation
HNI	High Network Individuals
IBA	Indian Banks Association
IBRD	International Bank for Reconstruction and Development
ICICI	Industrial credit and investment corporation of India
IDR	Indian Depository Receipts
IFCI	Industrial Finance Corporation of India
IIB	Inflation Indexed Bond
IPO	Initial Public Offering
ITEs	Intra-Group Transactions and Exposures
KYC	Know Your Customer
LAF	Liquidity Adjustment Facility
LCR	Liquidity Coverage Ratio
LIBOR	London Inter-Bank Offer Rate
LRMT	Liquidity risk monitoring tools
MIBOR	Mumbai Inter-Bank Offer Rate
MICR	Magnetic Inc. Character Recognition Technology
MSF	Marginal Standing Facility
MSME	Micro Small & Medium Enterprises
NABARD	National Bank for Agriculture and Rural Development
NASSCOM	National Association of Software and Services Companies
NBCFDC	National Backward Classes Finance Development Corporation
NBFC	Non-Banking Finance Companies
NCTC	National Counter-Terrorism Centre
NDTL	Net Demand on Time Liabilities
NEDA	New Entrepreneur Development Agency Scheme
NEFT	National Electronic Funds Transfer
NHB	National Housing Bank
NI Act	Negotiable Instruments Act
NIFTY	National Fifty
NPA	Non-Performing Assets
NRE	Non Resident External
NRO	Non Resident Ordinary
NSFR	Net Stable Funding Ratio
NSE	National Stock Exchange
NSG	Nuclear Suppliers Group
OTS	One Time Settlement
OP	Operating Profit
PAN	Permanent account number
PBC	People’s Bank of China (Central Bank)
PLR	Prime Lending Rate
PPI	Producer Price Index
PPP	Public Private Partnership & Purchasing Power parity
PSLV	Polar Satellite Launch vehicle
QFI	Qualified Foreign Investors
RGESS	Rajiv Gandhi Equity Savings Scheme
RRB	Regional Rural Bank
RTGS	Real Time Gross Settlement
RUPAY	Rupee Payment
SBI	State Bank of India
SEBI	Securities and Exchange Board of India
SENSEX	Sensitive Index
SHCIL	Stock Holdings Corporation of India
SIDBI	Small Industries Development Bank of India
SLR	Statutory Liquidity Ratio
SWIFT	Society for Worldwide Interbank Financial Telecommunication
TAPI	Turkmenistan-Afghanistan-Pakistan-India.
TARC	Tax Administration Reform Commission
TIEA	Tax Information exchange Agreement
UCIC	Unique Customer Identification Code
UCD	Unclaimed Deposits
UTI	Unit trust of India
VVPAT	'Voter Verifiable Paper Audit Trail'