Monday, 14 October 2013

Banking Awareness Quiz

When was Reserve bank of India formed?
a)1935 April 1

When was RBI nationalised?
a)1st January 1949

RBI is divided into 2 departments. Name it?
a)Banking department and Issue department

What are the main functions of Banks?
a)Receiving money on deposits
Issuing of notes
Transferring money from place to place
Issueing of various forms of credit
Underwriting of capital issues
Acceptance of bills of exchange
Providing locker etc...

What are the four classes of commercial banks?
a)Public sector, Private sector, Foreign Banks, Regional Rural Banks, Co-operative banks

Under which act was constitution of SBI done?
a)State Bank of India Act 1955

What are the functions of Reserve Bank of India?
a)Regulates the issue of currency
Banker to government (both central and state government)
Banker to the commercial banks. It accepts and lends money to the commercial banks
It controls the volume of credit created by the commercial banks
It controls the internal and external value of rupee.

What is currency chest?
a)It is the place in which stokes of issuable and new notes are stored along with rupee coin. It is run by the RBI, SBI, Public Sector banks, Treasuries etc. The bank can draw and deposit funds according to its need. Cash remitted to currency chest are taken to account for maintenance of Cash Reserve Ratio.

Who issues 1 rupee notes and coins?
a)Govt. of India

Who issues notes and coins of other denominations except 1 rupee?
a)Reserve Bank of India

As per the Census 2011, what per cent of rural households had access to banking services?
a)54.4 per cent

Expand MIS?
a)Management Information System

What is bank rate?
a)It is rate at which RBI makes advances against approved securities of purchase of re discount eligible bills to provide financial accommodation to commercial and financial institutions

 < < Previous Page                                                                                                 Next Page > >

No comments:

Post a Comment